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Part 5: Securing Your Home’s Future Amid Insurance Uncertainty
The Road Ahead for Texas Homeowners Insurance challenges aren’t going away anytime soon. Premiums continue to climb, roof coverage continues to shrink, and lawmakers are still debating reforms. While some 2025 legislation has added consumer protections, bigger changes may still be on the horizon. For now, the best protection is preparation. Legislative Updates: What Might…
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Part 4: The Real Cost of Delayed Action – What It Really Costs to Replace a Roof Without Full Insurance Coverage
The Hidden Price Tag of Putting Off Roof Action For many Texas homeowners, the real financial shock doesn’t come from the storm itself—it comes when the insurance payout falls short. Whether from denied claims, policy exclusions, or depreciation, waiting too long to address roof issues can turn a manageable repair into a major out-of-pocket expense.…
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Part 3: The Roof Audit Every Homeowner Should Do
Is Your Roof a Liability or an Asset? How to Document and Protect It Before It’s Too Late If you own a home in Texas, your roof is one of your most valuable assets and one of the most closely scrutinized parts of your homeowners insurance policy. Conducting a roof audit before storm season is…
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Signs Your Roof Might Be Aging Faster Than You Think
A roof doesn’t have to be 20+ years old to show signs of aging. UV damage, poor ventilation, extreme storms, and improper repairs can all speed up wear. Look for curling shingles, dark streaks, missing granules, or sagging areas. If something feels off — or if your roof is past the 10-year mark — it…
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Part 2: What’s Actually In Your Policy:
RCV vs ACV vs Roof Schedules: What Your Insurance Policy Really Covers (And What It Doesn’t) When it comes to storm damage, your roof coverage can mean the difference between a full replacement or paying thousands out of pocket. Many Texas homeowners are surprised to learn that their policy doesn’t always guarantee full coverage. Insurance…
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What Is Trade Tank? A Look at Our New Welding Services
We’re excited to introduce Trade Tank — an extension of Tri-Tex’s current services focused on supporting specialized trades. Our first official trade? Welding and fabrication, led by Jessie. From custom gates and metal components to one-off repairs, Jessie’s work helps keep projects moving efficiently. Whether it’s roofing-related or not, he builds solutions that last. Trade…
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Tri-Tex Homeowner Series: Making Sense of Insurance & Roof Coverage
Part 1: The Big Picture – How Rising Insurance Costs Are Putting a Spotlight on Roof Coverage in Texas Navigating Texas Home Insurance Changes in 2025: Homeowners across Texas continue to face steep insurance premium increases. In some areas, rates jumped nearly 19% in 2024, following a 21% surge in 2023. These hikes stem from…
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The Power of Showing Up — A Note on Community and the Floods
This summer’s floods hit close to home. Many of our friends, neighbors — and even some of our own team — were affected. In the aftermath, we’ve tried to show up however we can, whether that’s clearing debris, lending tools, or just being available. Roofing isn’t always the priority in moments like these, but we’re…
Month: August 2024
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